Real estate answer
How Much House Can I Afford in Raleigh, NC?
Your practical price range depends on more than income. Debt-to-income ratio, down payment, cash reserves, taxes, insurance, HOA and the interest rate can materially change the answer.
What to review
Start with a monthly payment you can sustain, not a maximum approval.
Model property taxes and insurance for the specific area.
Keep closing costs and post-closing reserves separate from the down payment.
Educational content. Programs, rates, inventory, requirements and conditions can change; verify the facts applicable to your situation before making a decision.