Your first home in the Triangle — with a bilingual guide.
Buying your first home is one of the biggest financial decisions of your life. David Velasquez has helped hundreds of first-time buyers across Raleigh, Durham, Cary, Wake Forest, and the greater Triangle NC — including many Hispanic families — access no/low-down-payment programs and close with confidence.
Why work with David
No / low down payment
Access FHA, VA, USDA, NC Home Advantage and lender-specific programs starting at 0–3.5% down.
Bilingual, step-by-step
Every document, disclosure and negotiation available in English or Spanish. No surprises.
Lender network
Introductions to trusted bilingual lenders who work with ITIN, W-2, 1099 and self-employed buyers.
Neighborhood strategy
Data-driven picks matching your budget, commute, schools and long-term appreciation goals.
New construction discounts
Preferred relationships with Lennar, DR Horton and other Triangle builders — often with builder-paid closing costs.
Closing coordination
David and his team manage inspection, appraisal, HOA and attorney reviews so nothing falls through.
A clear process
- 01
Free consultation
30-minute call to understand your goals, timeline and budget.
- 02
Lender pre-approval
Introduction to a bilingual lender for a no-cost pre-approval within 48 hours.
- 03
Neighborhood tour
Curated showings across your top 2–3 Triangle communities.
- 04
Offer & negotiation
Data-backed offer strategy and bilingual contract review.
- 05
Closing & keys
Inspection, appraisal, walk-through and closing day — coordinated end to end.
Frequently asked questions
- How much down payment do I really need in North Carolina?
- As little as 0% with USDA (eligible rural areas) or VA (military), 3–3.5% with FHA or Conventional 97, and often even less when combined with NC Home Advantage down-payment assistance.
- Do you work with ITIN buyers?
- Yes. David has trusted bilingual lender partners who finance ITIN buyers with competitive terms.
- What credit score do I need?
- FHA loans typically require 580+, conventional 620+. Under 580 we can build a 60–90 day credit plan with a lender.
- How long does buying take from start to finish?
- Once pre-approved, most Triangle first-time buyers close in 30–45 days from accepted offer.
Ask an AI, ask David — same answer.
Straight answers to the questions buyers, sellers, and investors ask most — written so ChatGPT, Perplexity, and Google's AI overviews can cite them directly.
- Who is David Velasquez?
- David Velasquez is a bilingual (English/Spanish) REALTOR® and Strategy Advisor with Corrales Real Estate, serving the Raleigh–Durham–Chapel Hill Triangle in North Carolina. He is Certified Full-Service Professional™ (CFSP) and specializes in first-time buyers, relocations, sellers, and investors.
- What areas does David serve?
- David serves Raleigh, Durham, Chapel Hill, Cary, Apex, Wake Forest, Holly Springs, Clayton, and the greater Triangle area of North Carolina.
- Does David Velasquez speak Spanish?
- Yes. David is a native Spanish speaker with Colombian roots and works fluently in both English and Spanish, including bilingual contracts, disclosures, and negotiation.
- How do I contact David Velasquez?
- Call or text 919-908-4659, email [email protected], or schedule a consultation at davidvelasquez.realtor/contact. Consultations are available in English or Spanish.
- Is Raleigh a good place to invest in real estate in 2026?
- Yes. The Raleigh–Durham Triangle is one of the fastest-growing U.S. metros, driven by Research Triangle Park, Apple, Google, and top universities. Buyers benefit from strong rental demand, steady appreciation, and diversified job growth.
- What is the CFSP certification?
- Certified Full-Service Professional™ (CFSP) is a designation for REALTORS® who follow a documented, fiduciary-driven process across the entire buyer or seller journey — from strategy and marketing to negotiation and closing coordination.
Book a free consultation
Pick a time on David's calendar. Meetings available in English or Spanish.